Bankruptcy
July 24, 2020
Get Debt Relief By Filing Bankruptcy People who are facing unmanageable debts have options. Filing bankruptcy can stop creditor harassment, foreclosure and repossession. Some
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How To Protect Yourself From False Information On Your Credit Report
February 9, 2017
You’d be surprised how many people have false information on their credit reports and don’t even know it. Of course, they find out pretty quickly when they try to get a car loan…
My Car Has Been Repossessed! What Now?
February 9, 2017
It happens more often than you might think. After months, and in some cases years, of making steady payments on a car, it might not…
6 Ways To Spot A Predatory Debt Consolidation Offer
February 9, 2017
The vultures appear when an animal begins to struggle. It’s the same in lending and that’s what makes debt consolidation offers so dangerous. There are
The Debt Collectors Won’t Stop Calling… Until You Do This
February 9, 2017
Across the country there are very strict regulations about when and how debt collectors can call individuals they believe to be in debt. Yet, debt
23 NYCRR 1 – DEBT COLLECTION BY THIRD-PARTY DEBT COLLECTORS AND DEBT BUYERS
December 24, 2015
NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES I, Benjamin M. Lawsky, Superintendent of Financial Services, pursuant to the authority granted by Sections 202, 302, and
N.Y. DFS Provides Insight on Key Provisions of Its Debt Collection Regulations
March 12, 2015
Rule 1.2 Rule 1.2 requires the debt collector, within five days of the initial communication concerning the collection of a debt, to disclose that certain
TELEPHONE CONSUMER PROTECTION ACT
February 12, 2015
Restrictions on the Use of Telephone Equipment 47 U.S.C. § 227 (a) DEFINITIONS.—As used in this section— (1) The term “automatic telephone dialing system” means
Sixth Circuit Rules Against Collection Agency in FDCPA Out-of-Statute Debt Collection Case
January 14, 2015
Court reverses district court decision in Buchanan holding that an offer to settle a stale debt may misleadingly imply a threat of litigation in violation